I read this today attributed to Rabbi Rafael, a nineteenth-century Hassidic teacher. It still hits home:
“When I get to heaven, they’ll ask me, why didn’t you learn more Torah? I will tell them I was not bright enough. Then they’ll ask me, why didn’t you do more kind deeds for others? I will tell them that I was physically weak. Then they’ll ask me why didn’t you give more to charity? And I’ll tell them that I didn’t have enough money for that. And then they’ll ask me, if you were so stupid, weak, and poor, why were you so arrogant? And for that I won’t have an answer.”
Amen!